At Living Chic, we are committed to providing a secure, transparent, and reliable shopping experience for all customers shopping at livingchictx.com

This Payment Policy explains our accepted payment methods, billing practices, and how we protect your payment information.

1. Accepted Payment Methods

We accept the following secure payment methods:

Credit & Debit Cards

• Visa
• Mastercard
• American Express
• Discover
• Diners Club
• JCB

Digital Wallets

• Apple Pay
• Google Pay

Express Checkout Options

• Shop Pay
• PayPal

All transactions are processed in United States Dollars (USD).

2. Pricing & Currency Transparency

• All prices displayed on our website are listed in USD
• Shipping costs and applicable taxes are displayed at checkout before payment is completed
• We do not charge hidden fees or undisclosed costs

3. Secure Checkout & Data Protection

We take payment security seriously and use industry-standard safeguards to protect your information.

Our security measures include:

• SSL (Secure Socket Layer) encryption during checkout
• PCI-compliant payment processing providers
• Secure payment gateways such as Shopify Payments and PayPal
• Protection against unauthorized access and fraudulent transactions
• Living Chic does not store complete credit card or debit card details on our servers.

You can verify secure checkout by checking for the lock icon in your browser’s address bar.

4. Order Authorization & Billing

Payment Authorization

Your payment method is authorized at the time your order is placed.

Payment Capture

Payment is charged immediately after your order is confirmed.

Order Confirmation

After successful payment, you will receive an order confirmation email containing your purchase details.

If payment authorization fails, the order will not be processed.

5. Taxes

Applicable sales tax is calculated based on your shipping destination and local regulations.

Taxes are clearly displayed during checkout before payment is finalized.

6. Payment Issues & Declined Transactions

If your payment is declined, please:

• Verify your billing information and card details
• Contact your bank or payment provider
• Try another payment method

Living Chic is not responsible for delays caused by failed payment authorizations or banking issues.

7. Chargebacks & Payment Disputes

If you believe there has been an unauthorized charge or billing error, please contact us immediately before filing a chargeback.

We aim to resolve all payment disputes fairly and promptly.

Unnecessary or fraudulent chargebacks may affect future purchases from our store.

8. Privacy & Payment Information

Your payment information is used solely for processing transactions and fraud prevention.

For additional details regarding how we collect, use, and protect your personal information, please review our Privacy Policy.

9. Business Information

Living Chic

Email: support@livingchictx.com

Address: 201 Walnut St, Abilene, TX 79601, United States

Phone: +1 (325) 672-7777

Business Hours: Monday – Friday: 9:00 AM – 5:00 PM